Last Updated: November 21, 2022   If you're like many first-time buyers, saving up the chunk of money you’ll need to buy a home can be a real challenge.

Every once in a while, the stars align and things fall perfectly into place. That’s the case right now, with tax returns and stimulus checks coming in just in time for the spring home buying season! With a little planning, you can use this income to put together a down payment for your next home.